Merchant services Texas provides financial service that enables businesses to accept and process payments it including both credit and debit card transactions. Merchant service includes a payment gateway, pos system, and an online payment processing solution. Merchant services act like a bridge between the customer’s payment and the business bank account. A merchant account is a type of bank account that helps to accept payments mostly from credit and debit cards, when a customer makes a purchase funds are directly deposited into the merchant account then it transfers to the business's primary bank account. The difference between a merchant account and a merchant service are merchant account is used for holding transaction funds but a merchant service can manage the entire payment process.