Merchant Service Texas provides businesses the ability to accept credit cards and other types of electronic payments. Different merchant service provider has different processing rates and fees; rates may vary based on the pricing method, type of card, and the manner they are processed. It is important to choose the right merchant service because it is very costly. Before buying a merchant service customers should be aware of the fees associated with the service it is important to know about your budget. There are also hidden fees like equipment fees, payment gateway fees, annual or monthly fees, etc.